Hello and welcome to my book on wealth. Nothing would please me more than for you to find this book a life-changing event. The information in this book will challenge what you think you already know about making money and creating wealth; and you can use that information to change your life for the better. I absolutely believe that you can carve out and create the life of your dreams.
In a manner of speaking, we’re going to crack the code. We’re going to find out what makes people tick. You will get the food-for-thought and the tools you need to figure out the plan of attack that is just right for you. The world is full of opportunities and it’s not likely that you will ever have to worry about running out.
If you think about it for a minute, there’s no reason why you should be expected to be good with money and learn how to build wealth if you haven’t specifically been taught how to do it. Sadly, they don’t teach it in high school or college. Nevertheless, there are rock-solid, tried and true principles to managing money and building wealth.
If we were to create a hypothetical society where the amount of money is fixed, let’s suppose that 10% are rich, 30% are poor, and the remaining 60% are middle class. Let’s redistribute the money supply so that every person has the same amount (in true egalitarian social-engineering style). The poor have more money and the rich lose their money. What do you suppose would happen to the distribution of the money supply over time? The middle class would stay about the same. The poor would go back to being poor, because they aren’t good with money (which is why they were poor in the first place). The rich would get rich again because they know how to apply the principles of managing money and building wealth. They don’t get rich because they take from the poor and middle classes, they get rich because they take risks and reap the rewards. They create the most value for others. They build businesses and provide goods and services that people want to buy. We’re going to cover those principles in great detail. You can learn what other rich people already know, and all that remains then is for you to apply those principles in your own life.
Being poor or wealthy is a state of mind. If you believe you are poor, then you are poor. If you believe you are wealthy, then you are wealthy. Some of us are more fortunate than others, and there are many people who are less fortunate than most. That is very sad and I hate to see the multitudes of the homeless and poverty stricken segments of our society right here in what is supposed to be the greatest country in the world. We Americans have demonstrated over and over and over that we always stand ready to help those in need, those who are less fortunate, and those who are victims of natural disasters. The problem isn’t our indomitable spirit or our generosity, the problem is that we have allowed too much of the responsibility to be taken care of by government (which is failing monumentally). Please see my book on the Fate of America.
I happen to be one of the people who is very fortunate, although I’ve been dead broke more than once. I’m wealthy now because I have aspired to be wealthy. I wouldn’t give up. I applied myself. I am driven. That is potentially one of the biggest differences between the wealthy and the poor. You have to want it. You have to learn how to get it. Then you have to do it. You have to stick with it. It takes discipline and sacrifice. Believe me when I tell you, not everyone is cut out to be rich or wealthy. That doesn’t mean that anyone is greater than or lesser than anyone else, it simply means that most people are happy enough to just go about living their lives.
I can only speak for myself, but even if everything I own were somehow taken away from me, I would still be wealthy. I would have my health. I would still have knowledge, and wisdom, and the drive and the heart. I could start from scratch and earn it all over again. At no time would I ever feel poor, even if I were flat broke. It might be fair to say that I am programmed to be wealthy. I know that I can take what I have learned in this world and apply it to create new wealth all over again. It’s almost as if we are surrounded by wealth and we just take what we need.
The principles of wealth and financial management apply universally. These are the principles that I want to share with you in this book. Without this knowledge, it’s quite likely that things will be working against you instead of for you, and you may unwittingly become your own worst enemy.
It’s not just enough to have the knowledge. You have to know how to apply it in the real world and manifest your plans. I had the benefit of learning some principles of creating wealth when I was still a teenager. But I didn’t know how to develop and execute working plans. I didn’t have a leverage vehicle (more on that later). Perhaps most important of all, I didn’t have any discipline. I had desire, but lacked motivation. I wasn’t good with money either. I’d spend it as fast as I made it, and even managed to get into debt. Thankfully, those days are long behind me now. It’s absolutely true that I had to learn the hard way. Hopefully, the information in this book will help you have an easier go of it than what I went through. It’s widely reported that many or most self-made wealthy men and women suffered business failures, financial set-backs and hard-knocks before they eventually became successful.
These books are designed to be read in order. This is the second book in the series. In the interest of avoiding unnecessary repetition, the information in this book presumes that you have read the first book. I have introduced ideas and people in my book on health which is the first book in the series. I also like to share information about my personal experience, much of which is in the first book, in order for you to get a better idea of who I am and where I’m coming from. You will get more out of this book if you have a better idea of who I am as a person… and what sorts of things I believe are important. If you haven’t read it, please read that book first. It’s a quick read. (Note: Millionaire Wealth can stand alone. Reading Book One first is a suggestion, but not a requirement.)